Diaspora investment tontine
Diaspora investment reinvented.
« From the dinner table to the investor table »
TOZONGA KO TONGA MBOKA connects the diaspora around a transparent tontine: contribute together, elect your committees, invest in promising sectors back home — and account for every cent, publicly, quarter after quarter.
« Na biso, epayi na biso, pona biso »
The structural tontine
What is a structural tontine?
A simple four-step cycle, from forming the group to deploying the funds.
Form the group
Diaspora members gather around a sector and set contribution, duration and target.
Contribute regularly
Each member pays their monthly contribution, tracked and verified by the committee.
Build the capital
Contributions accumulate until the group reaches its target capital.
Deploy the funds
Once the target is reached, the funds are deployed into the sector’s identified projects.
1
Members
9
Sectors
$0
Confirmed collection
0
Votes cast
Available funds (Stripe) Live
$970.7
Pending: $0
Public amount, verifiable by all. Only the board of administrators can deploy or use these funds.
Simulator
Calculate your tontine capital
Enter a monthly contribution, a number of members and a duration: the target capital is calculated automatically.
Target capital = monthly contribution × number of members × duration (months).
£120 000
Capital the group aims to raise before deploying the funds.
Monthly flow
£10 000
Duration
12 months
Two distinct phases
≈ 3 months of preparation (non-contributory), then 6/8/12 months of contributions.
Features
A tontine designed for the diaspora
Simple tools to contribute together, govern democratically and invest transparently in promising sectors back home.
Structured tontine
Contribute each month, declare each payment with its reference, validated by the sector committee.
Elected committees
Each sector’s leads are elected by members. One member, one vote, changeable at any time.
Promising sectors
Invest collectively in high-impact sectors back home, steered by accountable committees.
Public reports
Each quarter, collective results are published and verifiable by all, without exception.
Why TOZONGA KO TONGA MBOKA
The diaspora funds the country, together
Living abroad? Grow your savings by funding concrete projects back home. Total transparency, democratic governance, public accountability.
Security & transparency
Each payment is declared with its reference then confirmed by the committee. No money transits through the platform.
Democratic governance
One member, one vote. Elect your committees and change your vote at any time.
Quarterly accountability
Figures are computed live from confirmed payments, published without exception.
Diaspora rooted
Built by and for the diaspora: invest together back home, from anywhere in the world.
Your member space
Track your tontine in real time
Monthly commitment, confirmed payments, sectors followed and committee activity — all in one place, accessible from anywhere.
Monthly commitment
$250
Total confirmed
$1 250
Sectors followed
3
Activity
Practical guide
How it works
Join, choose your sectors, contribute, vote and follow the reports — in a few simple steps.
Create your profile
Enter your name, monthly commitment and contact details.
Choose your sectors
Select the promising sectors you wish to support.
Contribute
Declare each payment with its reference: bank transfer, mobile money or cash.
Vote
Elect your sector committees, one vote per person, changeable at any time.
Follow
Check your payments and the public quarterly reports.
Security & transparency
A transparent and verifiable platform
No money transits through the platform. Every payment is tracked, every committee elected, every report public.
Verified payments
Each payment is declared with its reference then confirmed by the sector committee.
Protected data
Your information is protected and your member space is identified by email.
Elected governance
Committees are democratically elected, one member one vote, changeable at any time.
Reliable history
Each payment and each vote is timestamped and kept, viewable by all.
Features
What TOZONGA KO TONGA MBOKA lets you do
Mobile Money & transfer
Contribute by bank transfer, mobile money or cash. Declare each payment with its reference.
Real-time tracking
Who contributed, which committee elected, how much collected. All visible live.
Controlled sectors
Each sector is steered by a committee of three members elected by the members.
Guaranteed commitment
Each member declares their monthly commitment. Non-compliance is visible to all.
Public calendar
Contributions are monthly, reports quarterly, published without exception.
Diaspora & home
Bring together in the same tontine relatives abroad and back home.
From gesture to impact
From joining to real impact
Membership
The member declares their monthly commitment and sectors.
Election
Three-member committees are democratically elected.
Contribution
Each payment is declared with its reference then verified.
Investment
Collected funds support promising sectors back home.
Accountability
Results are published each quarter, verifiable by all.
Strategy
Three phases, one transformation
A pragmatic roadmap to accelerate the country's transformation, step by step.
Scale what already works
Fund the expansion of proven local businesses, create jobs and generate immediate growth.
Build strategic strengths
Identify each region's natural advantages and match them with the right industries to maximise impact.
Optimise and expand partnerships
Deepen the strategy, accelerate infrastructure and grow partnerships at home and abroad.
Partnerships
Scaling impact through collaboration
We work with trusted partners on the three pillars of growth: capital, expertise and infrastructure.
Capital
Financial partners bring the working capital to keep sectors running.
Expertise
Mentors pass on the know-how to grow projects.
Infrastructure
Operators open up markets and connect production to customers.
Testimonials
What they say about TOZONGA KO TONGA MBOKA
I have lived in Paris for 12 years and always wanted to invest back home, without knowing how. TOZONGA KO TONGA MBOKA changed everything: I joined, chose my sectors and started contributing. Every payment is tracked, every report is public. It is exactly what the diaspora needed.
Ibrahima Diallo
Engineer · Paris, France
I stood as candidate for my sector committee. Within days, members elected me. Today I confirm payments and report publicly. Transparency changes everything.
Fatou Maïga
Sector committee · Diaspora, Canada
Frequently asked questions
Everything you need to know
Membership
Choose your contribution rhythm
An annual contribution of $3,000, payable at your own pace. Co-owner of the tontine: one voice, one vote, full access to reports.
Monthly
$250 / £200
Charged each month, ideal to smooth your effort.
Quarterly
$750 / £600
Four payments a year, for more flexibility.
Semi-annual
$1,500 / £1,200
Two payments a year, less management.
Annual
$3,000 / £2,400
A single payment, full commitment at once.
All plans give the same voting right and the same access to quarterly reports.
Join
Ready to build the country, together?
Join the diaspora tontine. Join in minutes, choose your sectors and start investing transparently.