KYC / AML Policy

1. The Association's Commitment

Tozonga Ko Tonga Mboka is committed to preventing its activities from being used for money laundering, terrorist financing, or fraud. This policy describes the identity verification ("Know Your Customer" / KYC) and anti-money laundering ("AML") measures applied by the Association.

2. Member Identity Verification

Before membership and acceptance of any contribution, each member must provide:

• A valid form of identification (passport, national ID card).
• Recent proof of address (utility bill, bank statement).
• Complete contact details (name, address, date of birth, nationality).

The Association reserves the right to request additional information where necessary.

3. Source of Funds

Members must be able to demonstrate the lawful origin of contributed funds. The Association may request supporting documents (payslip, bank statement) for contributions exceeding a threshold determined by the committee.

4. Transaction Monitoring

The Association monitors contributions to detect unusual activity, including:

• Amounts disproportionate to a member's profile.
• Contributions from unidentified third parties.
• Atypical contribution patterns.

5. Reporting Obligations

In accordance with applicable UK legislation (including the Proceeds of Crime Act 2002 and the Money Laundering Regulations 2017), the Association will report suspicious activity to the relevant authorities, including the National Crime Agency (NCA), where appropriate.

6. Record Keeping

Identification documents and contribution records are held securely for a period consistent with applicable legal requirements (generally 5 years after the end of the relationship with the member).

7. Refusal or Suspension

The Association reserves the right to refuse membership, suspend an account, or decline a contribution where there is reasonable doubt about compliance with these requirements.

8. Contact

For any questions about this policy: contact@tozongakotongamboka.com